*Require financial need which is determined by your FAFSA
LCC offers over $250,000 in scholarships each year. The scholarship application process is a separate application process from the financial aid application process. You can apply for scholarships on the LCC website at www.lowercolumbia.edu/scholarships.
Apply starting October 1st of the prior academic year using the Free Application for Federal Student Aid (FAFSA) available at www.fafsa.gov. The FAFSA determines which aid programs and the amount of aid for which you are eligible. Your FAFSA form will be electronically sent to LCC 5-7 business days after you submit the form. You must apply with the FAFSA even if you are only applying for student loans. Your financial aid is not automatically renewed. You must apply one time each academic year with the FAFSA. You do not need to reapply during an academic year even if you stopped attending one or more quarters.
As required by the Department of Education, once your FAFSA is received by LCC your file goes through a multi-step process designed to make sure that all required forms and documentation are received, you are eligible for financial aid, and you receive the correct amount of funds. Due to thousands of applications received each year, this process requires a minimum of 3-6 weeks to complete. Front Office Staff: are available to assist you in determining whether you have correctly submitted all required forms. They are not able to inform you of your financial aid eligibility. Submitting all of your required forms is not an indicator of whether you are eligible for financial aid. Your aid eligibility can only be determined by staff in the back office. A positive response from office staff of your file is complete is not an indicator that you are eligible for financial aid or that you will receive financial aid.
Back office staff will process your file through all required steps set by the Department of Education and Washington State. As we move your file through the process we may have additional questions or need additional information to satisfy the requirements. We may contact you more than a few times to obtain all the information we need. Please be patient with us as we attempt to move your file through the process as efficiently as possible. Your immediate response to any additional information requested is appreciated and helps us to process your financial aid award faster. The final check to determine your eligibility for financial aid cannot take place until all information is received and all steps are complete on your file. We process all files in strict date order of completion. We cannot move your file ahead in line as students before you have been waiting longer and are equally in need of financial aid. If you change your enrollment level your financial aid will be delayed. Please be patient as we reprocess your file.
Remember that financial aid is only meant to assist you with your educational related expenses. You should have a back-up plan in place at all times for how you will meet your living expenses while you are waiting for financial aid.
The Financial Aid Portal allows you to view and upload documents required to complete your financial aid application, view messages from financial staff to you, view your financial aid award and see the date your financial aid check was processed. You are required to log into the portal frequently as it is the only notification of documents required and awards offered from the Financial Aid Office. LCC must receive your FAFSA before you can log into the Portal. Instructions for logging into the Portal are available at lowercolumbia.edu/finaid.
You may be asked to turn in additional forms. You will be notified of any additional forms required through the Financial Aid Portal. All financial aid forms are at lowercolumbia.edu/finaid.
Minimum 3-6 weeks, possibly longer during peak award times. All documents including loan paperwork, if a loan was requested, must be received before processing can begin. Completed financial aid applications are processed chronologically in order of date completed.
The FAFSA collects information needed to determine your eligibility for aid. Based on the information you provide, the Financial Aid Office considers you for all aid programs for which you are eligible. The Financial Aid Office determines your financial need by subtracting your estimated family contribution (EFC) from your cost of attendance (COA). The Federal Processor of your FAFSA determines your EFC by using the needs analysis formula approved by the US Congress.
Your COA includes tuition/fees, books/supplies, personal expenses, transportation costs, and room/board costs. To treat all students equally, we use standard budgets and apply them to all applicants.
Federal regulations require that additional resources such as scholarships, agency funding or tribal funding be considered a resource when awarding financial aid. If you have received additional resources you are required to inform our office so we may evaluate your financial aid eligibility.
Your award is based on the number of credits for which you registered. To be considered full-time, you must take at least 12 credits during the term you register, including Summer Quarter.
Yes, your total annual award amount will be split over the four quarters instead of three quarters for some aid programs.
If you registered for classes, the cashier will use it to pay your tuition and fees and a check will process for the remainder, if any, after tuition and fees have been paid. The LCC Finance Office begins mailing checks 1-2 business days prior to the start of the quarter and daily thereafter. This is not a guarantee that your check will be mailed 1-2 business days before the start of the quarter because it is dependent on the date you completed your financial aid file and your full enrollment for the term. See financial aid deadlines.
Prior to the start of the quarter, go to the Financial Aid Office to find out if your award will need to be adjusted. Your enrollment level in Registration must match Financial Aid or your tuition and fees will not be paid, the system will not process your financial aid award, or a calculate a financial aid check, if there is a remaining amount, after tuition and fees are paid.
If you submitted a FAFSA and all required documents by the Last Day to Receive an Administrative Hold, you will be automatically held in your classes while you are waiting for your financial aid award and you do not need to pay your tuition and fees. Students who have been subjected to a 30 day delay on load funds are eligible for an Administrative Hold during this time provided they met the Last Day for an Administrative Hold deadline. See Financial Aid Key Dates and Deadlines available on the LCC website.
You are responsible for paying your tuition and fees or the balance not covered. Make payment at the cashier's window or online. Tuition Deferments and Payment Plans are also available. See the cashier for information and deadlines.
If you have financial aid funds available after tuition and fees have been paid, you will receive the funds in the form of a check that will be mailed to you generally 1-2 business days prior to the start of quarter depending on when you completed your financial aid file. Make sure that LCC has your current address on file in the Registration Office at all times to avoid a delay in receiving your check. Your name must be on the mailbox at the address you provided or the US Post Office will not deliver your check.
Cash it and then purchase your books and supplies. If there is any amount remaining, it can be used for education related expenses: housing, transportation, and personal expenses that you are incurring BECAUSE you are attending school. It cannot be used for non-education related expenses such as hobbies, entertainment, vacations, court/probation fines, etc., those are not expenses you have incurred BECAUSE you are attending school.
Work study allows you to obtain a job on campus and receive a regular paycheck. If you have financial need according to your FAFSA you may be eligible for a work study job. The Financial Aid Office can tell you if you are eligible. You must be enrolled in a minimum of 6 credits each quarter you work except summer quarter. If you are not registered for classes summer quarter, you may sign an Intent to Enroll form for Fall Quarter and still work during Summer Quarter. You receive a paycheck for the hours you work and will be paid once a month at the cashier's window. To find a job, go to Career and Employment Services, located in the Admission Center, and tell them you would like to find out about available work study jobs. If you find a job you want to apply for bring the job detail to the Financial Aid Office and we will send paperwork with you to the supervisor of that position.
You may apply for a loan in the 2017-18 academic year until April 6, 2018. If you are requesting a loan for the first time you must complete and submit the Federal Direct Loan Worksheet, Entrance Counseling, and Master Promissory Note. We also request you complete a money management module in SALT. If you have received a Direct Loan at LCC in the past 10 years, generally you do not need to complete a new Master Promissory Note. Go to lowercolumbia.edu/finaid, click on Financial Aid Forms, and click on Federal Direct Stafford Loan Worksheet. Follow all instructions to complete and submit the required forms.
You may receive Pell Grant for 6 full years. This allows time for program changes and to complete a full bachelor degree. You should plan your academic goals carefully to avoid running out of time to complete your degree(s).
Federal and state rules require that schools monitor your progress by reviewing the number of credits you were paid for against your transcript and your grade point average. Continued receipt of your financial aid award is dependent upon your satisfactory academic progress. If you drop credits during the quarter, including courses with variable credits attached, and it changes your enrollment level, your financial aid could be affected by warning, suspension, or a repayment of student aid funds. See the Satisfactory Academic Progress standards and Conditions of Your Award at the beginning of this handbook.
You are required by federal rules to complete Exit Loan Counseling available at www.studentloans.gov . You will have to start making payment on the loan 6 months after you leave school, regardless of whether you graduate. Since a loan is money you will have to pay back, consider loans as a last resort for funding your education. If you fail to make the loan payment, your credit will be negatively affected and the Department of Education could even garnish your tax return to pay the loan. In addition, you will be ineligible to receive further aid at any college in the U.S. if your loan payments are not made timely.
LCC is held accountable for students who default on their student loans. It's imperative that you make and keep satisfactory payment arrangements with your loan servicer. We can assist you at any time in a contacting your loan servicer to make satisfactory payment arrangements, even if you're no longer a student.
You could owe a repayment of student aid funds and be placed on warning or suspension. See the Satisfactory Academic Progress standards and Conditions of Your Award at the beginning of this handbook.
We are often very busy assisting students in person, on the phone and via email. The wait times can vary depending on the time of the quarter. Take a number at the ticket system and watch the screen for your number to appear. For privacy and security, picture ID is required to verification your identity.